Living in Pocono Pines, PA: Lake Naomi and Lake Homes

In short: Living in Pocono Pines means lake life in the higher part of the Poconos. Lake Naomi is the big attraction, with the private Lake Naomi Club for boating, pools, tennis, pickleball, golf and community events, and woods and quiet roads all around. Pocono Pines is in Tobyhanna Township on Route 940, a few minutes from I-380, close to Pocono Raceway and Kalahari Resorts, and about 2 hours from New York City.

Where Pocono Pines is

Pocono Pines is a village in Tobyhanna Township, where Route 423 meets Route 940, between Mount Pocono and Blakeslee. A Pocono Pines mailing address (ZIP 18350) can also be in Coolbaugh Township, to the north.

Market numbers

Single-family homes, townhouses and condos sold in Pocono Pines (ZIP 18350), October 2025 to September 2026. Source: Pocono Mountains Association of REALTORS® (PMAR) MLS, pulled October 2026.

Homes and communities

• Lake homes and lake-view homes
• Homes in private communities with clubhouses and shared amenities
• Cabins and chalets in the woods
• Luxury homes on larger wooded lots

Lake Naomi and the Lake Naomi Club

Pocono Pines is known for established lake living, and Lake Naomi is the biggest attraction in the area. The private Lake Naomi Club runs the lake activities, pools, sports, fitness and community events.

Not every home in Pocono Pines comes with a club membership. The club offers membership to property owners in Lake Naomi and Timber Trails, and an owner who wants to join applies and pays the club's fees. For 2026, the club lists a one-time $5,000 application fee and an $8,000 initial capital contribution (or a five-year payment plan), plus yearly dues of $3,980 to $5,970 depending on the membership type. Paid in full, the first year comes to about $17,000 to $19,000.

Owners in Lake Naomi also pay a yearly assessment to the Pocono Pines Community Association ($1,058 for a house in 2026), whether or not they join the club. Timber Trails is a gated community with its own association fee ($2,890 for a house in 2026).

Ryth's take

Of course, check the rules of the HOA. Each community has different rules, and some have more restrictions. Your realtor has to check them and give you the community's policies before you buy.

Getting around

• Route 940 runs through Pocono Pines, and I-380 is a few minutes east at Pocono Summit.
• Pocono Raceway in Long Pond and Kalahari Resorts in Pocono Manor are a short drive away.
• Stroudsburg is about 30 minutes away, Scranton about 40 minutes and New York City about 2 hours.

What to check before you buy

• The community's rules and policies, including any limits on renting. Ryth gets them for you before you make an offer.
• Lake Naomi Club membership. Confirm the home is eligible, and budget for the application fee, the capital contribution and the yearly dues.
• Lake access, in writing. Whether a home has lake rights depends on the community.
• Private roads and winter plowing.
• Well, septic and radon inspections.
• Rental rules, if you plan to rent. Tobyhanna Township licenses short-term rentals for up to 2 guests per bedroom plus 2. In Lake Naomi, renters can use the club only through its Temporary Membership program: the owner has to join at the family level, pay a $175 yearly rental registration fee and meet the club's minimum stay.

Sources

• Lake Naomi Club: 2026 new member fees (PDF)
• Tobyhanna Township: short-term rentals

What clients say

For me it has been a great pleasure working with Ryth, a young man who showed great wisdom and helped us find the property we were looking for under the desired conditions. Thank you for everything — we are very happy with his work.

Vara was quick with locating a buyer for my property. He had a very successful marketing plan and had my house on contract just a few weeks after listing.

Questions

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